A Will is a legal document ensuring that your property, possessions and items of sentimental value are dealt with as you would wish. Your Will is a clear statement of your wishes, helping to avoid extra stress for your family at an already difficult time, and we can help draw up all the necessary documents for you.

Why should I get a will?

If you don't have a Will, your estate falls under the legal ruling of Intestacy, which means your assets are divided up by people who potentially don’t have your best interests at heart. These set out precisely which relatives get what proportion of your estate, depending on its value, whether you are married and whether you have children.

Did you know only 3 in 10 people in the UK have a Will? In 2009 the Treasury gained £53m from people who died intestate – without a Will. The year before it was £76m (bbcnews.co.uk)


Free Consultation

We offer a free, no obligation video consultation to discuss making a will for you, managing your estate, or any of our other services. Just enter your details and choose a time that suits.

Your Questions Answered:

To have your assets distributed according to your desires, to reduce Inheritance Tax (IHT) liability, to speed up the division of your estate, to name guardians for your children, and to prevent disputes after you have died.

There is no better time than the present. If you’ve started out in a career, bought your first home, are recently married or have young children, it is a perfect time to write your Will. You will be laying the foundations of your estate and it is better to be prepared than not. If your circumstances change at any point, your Will should be amended professionally or started again.

Your Will is legally binding as soon as it has been received, signed and witnessed.

Yes we do offer storage of Wills for all of our clients. We recommend you use this service for peace of mind, knowing that the Will is stored safely, and will be easy to locate for the executors when it is necessary for them to do so.

Yes. If you have received a Will from us and wish to alter any of the details due to any change in circumstances, get in touch with us to discuss it. Any Will made by yourself may not be valid.

You can make your own Will if your estate is relatively small and you are comfortable with the technicalities and terminology involved. However, you will have no one to guide you through the requirements or check whether the Will is valid. It is very easy to get part or even all of it wrong. Using an online Will is an easy way of making sure the Will meets all the requirements and is a good tool to use when your estate is straightforward to distribute. However, for more complex and lengthy Wills it is advised to contact a professional, like Sikh Wills. They will be able to draft your Will for you from the information you provide about your assets. This option is safer and it is a benefit in the long run to know that your Will has been properly drafted and is tax efficient.

If you die without having made a Will, you are said to have died “intestate”, meaning the laws of intestacy will decide who gets what and which proportions. Your spouse would be entitled to your personal effects and the first £250,000 of your estate. The remainder will be split into 2 funds. Your spouse will receive the interest accumulated on one half of this sum (this will pass to your children on their death) and your children will receive the remaining half once they have reached the age of 18. You may find that any part of the intestacy rules are not to your liking, which is why it is very important that a Will is made to make sure your wishes are followed.

If you die without making a Will, the laws of intestacy will apply. This will mean that any wishes you had with regard to the distribution of your estate will be ignored and some family members might not be taken care of. Generally, if you have a spouse and children, it will go to them, divided by the formula set out under the intestacy rules. If not, your property would go to other family members; your grandchildren, your parents, your siblings, or more distant relatives if there are no closer ones.

Children under the age of 18 cannot inherit any substantial assets or property. The inheritance will be held on trust until they reach the age of 18 or the age specified in the Will. However, they will be able to receive any income from the trust fund as soon as they reach the age of 18. Apart from this, the appointed trustee (usually the Executor) will decide what capital or income will be used to benefit the minor, e.g. for the child’s education, until they are entitled to the inheritance.

If you are a sole trader or a partner in a business the assets of your business or your share in assets owned by the partnership/business will be treated as part of your estate when you die.

If you are a sole trader and you want to pass on the business to another person in the event that you die it is a good idea to make a will. By making a will you will have the opportunity to ensure that the business passes to those whom you would like to take over the running of the business.

If you are a partner in a business you may well have signed a partnership agreement. Most written partnership agreements contain provisions as to what will happen if one of the partners die. If there are more than two partners the partnership will probably continue if you die. Otherwise the partnership will come to an end.

If you make a Will you will normally be able to control what happens to the assets of the business, or your share of the assets, should you die.

 If you don’t make a Will, then the assets will pass according to the “rules of intestacy”. This may result in your assets passing other than in accordance with your wishes. 

If you own any property jointly with another person, for example, a business partner and the property is held as a “joint tenancy” then your share in the property will automatically pass to the surviving joint tenant(s) if you die, regardless of what your Will says. However, this is when conflicts between the family and business partners may arise.

No, none will be cancelled. Some credit card charges and mortgages may be covered by life insurance, in which case the insurance money can repay the debt. All other debts, though, must be paid off through your estate and will be the responsibility of the Executors to deal with.



Clear statement of your wishes


Your Will is a clear statement of your wishes, and we can help draw up all the necessary documents for you.



Your assets looked after with care


A trust is a legal arrangement that allows assets such as property or money to be looked after for the benefit of the beneficiaries named in a Will.


Tax Planning

Assess your liability

Tax Planning

For each client that we work with, we complete a fact-finding exercise which shows us whether you can expect to have an Inheritance Tax liability.


Lasting Power of Attorney

Appoint someone to handle your affairs

Lasting Power of Attorney

A Lasting Power of Attorney is a legal document that allows you to appoint a person to handle your affairs when you are unavailable or unable to do so.



We act as professional executors


We act as professional executors, whether appointed under a Will or by the family of the deceased. We ensure the person’s final wishes are carried out with integrity and confidentiality.


Funeral Plans

Arrange your funeral

Sikh Funeral Plans

We can make all the arrangements for your funeral, and help you plan in advance for a funeral that matches your wishes.